AI-Powered Recovery

Your invoices are overdue.
Your AI agent isn't.

ClearLedger is an autonomous debt recovery agent for European SMBs. It monitors your receivables, sends compliant reminders, negotiates payment plans, and recovers your cash. GDPR-native. No call centers. No lawyers. Just results.

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60-90 days
Average payment delay in EU trade
€275B
Lost annually to late B2B payments in Europe
1 in 4
SMBs forced to close due to late payments
The Problem

Debt recovery was designed for enterprises with legal teams and call centers. SMBs get nothing.

⚠️

Manual Follow-ups

You send an email. You wait. You send another. You call. They dodge. Weeks pass. Cash dries up. Repeat.

💰

Expensive Agencies

Traditional collection agencies take 25-50% commission. For a 5,000 EUR invoice, that's money you'll never see.

🚧

Compliance Minefield

GDPR, EU consumer protection, local regulations. One wrong message and you're the one facing legal action.

How ClearLedger Works

Connect your invoices. The agent handles the rest.

01

Import your overdue receivables

Upload a CSV or connect your accounting software. ClearLedger maps every outstanding invoice, debtor, and due date.

02

AI scores and prioritizes

Machine learning analyzes debtor behavior, payment history, and amount to rank which accounts to pursue first and how aggressively.

03

Autonomous multi-channel outreach

Personalized, compliant reminders go out via email and SMS. Tone adapts based on debtor response. Escalation happens automatically.

04

Negotiate and resolve

The agent proposes payment plans, processes partial payments, and confirms settlements. You get a daily recovery report.

Old way vs. ClearLedger

Traditional Recovery
Manual phone calls and emails
25-50% agency commissions
Weeks of back-and-forth
One-size-fits-all templates
Compliance is your problem
No visibility into progress
ClearLedger
Autonomous AI outreach 24/7
Flat monthly fee from EUR 29
Recovery starts in minutes
Personalized per debtor behavior
GDPR-compliant by design
Daily progress reports

Your cash shouldn't depend
on someone answering the phone.

ClearLedger works while you sleep, recovers what you're owed, and keeps every message compliant. Built in Europe, for Europe.

Start Recovering →